Please ensure Javascript is enabled for purposes of website accessibility

Fresh Start

CreditFresh wants to be a partner on your financial journey. Falling behind on your finances can feel overwhelming. Often people don’t know where to start - but there is hope. Our mission is to provide you with information that can help you on your financial journey. A Fresh Start for your finances begins here.

Tax Season

Two people looking at tips on how to prepare for tax season on their computer.

Featured  4 min read

How to Prepare for Tax Season Like a Pro: 6 Tips

The 2025 tax filing deadline is April 15. If you’re curious how to prepare for tax season like a champ, we’ve got a handful of simple strategies to help you avoid common missteps.

Read More arrow_right_alt

Find Financial Assistance and Savings Near You

SpringFour connects you with local resources to guide you through managing your finances.

Person looking at her phone to learn about saving money on essentials during times of inflation

New!  5 min read

Saving Money on the Essentials During Times of Inflation

In this article: Budget smarter, not harder Get creative with grocery shopping Save on transportation Cut back on utilities without sacrificing comfort Revisit your debt repayment plan Inflation is a word we’re hearing a lot these days, and for good reason—it’s affecting everything from the price of groceries to gas to rent. If you’ve been […]

Read More arrow_right_alt

Lowering your utility bills to fight inflation

5 min read

Lowering Your Utility Bills to Help Fight Inflation

In this article: What are utility bills? How to save electricity (without sacrificing comfort) Why this matters It’s no secret—things are more expensive these days. From groceries to gas, inflation is putting pressure on everyone’s wallet. But one area where you can take control right now is your utility bills. Those monthly charges for heat […]

Read More arrow_right_alt

Budgeting

Lowering your utility bills to fight inflation

5 min read

Lowering Your Utility Bills to Help Fight Inflation

In this article: What are utility bills? How to save electricity (without sacrificing comfort) Why this matters It’s no secret—things are more expensive these days. From groceries to gas, inflation is putting pressure on everyone’s wallet. But one area where you can take control right now is your utility bills. Those monthly charges for heat […]

Person holding key with house keychain on it

4 min read

How to Deal with Rising Rent Costs

Let’s be real: if you feel like your rent is too high, you’re definitely not alone. It’s getting harder and harder for people across the U.S. to keep up with high rent.

Two people shopping for groceries

5 min read

How to Build a Grocery Budget to Tackle Grocery Inflation

CreditFresh explores how you can fight back against food inflation and keep your grocery store bill from getting out of hand.

Tips for better budgeting

Learn more

Impacting Credit History

Person researching revolving credit online

5 min read

What is Revolving Credit?

Have you ever heard the term “revolving credit” and been confused? We break down some of the key features of this important financial concept!

How Long Will a Bad Credit Entry Last on Your Report?

5 min read

How Long Will a Bad Credit Entry Last on Your Report?

Like finding a stain in an otherwise pristine piece of linen, seeing a derogatory mark on your credit report can be frustrating.

Why is Checking Credit Scores Important?

4 min read

Why is Checking Credit Scores Important?

If you think your credit report might contain bad news, do you check it? Or do you let it sit, out of sight and out of mind?

How is my credit score impacted?

Learn more

Understanding Personal Loans

Person researching installment loans online on their computer.

4 min read

4 Potential Benefits of Installment Loans Online

Looking for a loan to help handle an emergency expense? Learn more about how installment loans online may be able to help!

4 Tips to Help you Calculate the Cost of Borrowing Money

4 min read

4 Tips to Help you Calculate the Cost of Borrowing Money

Understanding the cost of borrowing money goes beyond just knowing the interest rate of a loan. Learn more on what to consider when calculating the cost of a loan!

tools ready to start working on home improvement.

4 min read

How do Home Improvement Loans Work?

Are you looking to renovate or repair your home? Read more to learn about different home improvement loan options and how they may be able to help!

What is a personal loan?

Learn more

Saving Money

Person looking at her phone to learn about saving money on essentials during times of inflation

5 min read

Saving Money on the Essentials During Times of Inflation

In this article: Budget smarter, not harder Get creative with grocery shopping Save on transportation Cut back on utilities without sacrificing comfort Revisit your debt repayment plan Inflation is a word we’re hearing a lot these days, and for good reason—it’s affecting everything from the price of groceries to gas to rent. If you’ve been […]

Keys in a front door lock.

5 min read

8 Keys to Managing Your Personal Finances

Check out these 15 tips to help you manage your personal finances and maintain healthy financial habits.

three women laughing holding Happy New Year accessories

5 min read

3 Financial New Year’s Resolutions You Can Start Now

As the new year approaches, CreditFresh shares tips on how to achieve goals like impacting your credit history or paying off your line of credit—read on for more!

Tips for saving money

Learn more