A Personal Line of Credit Between $500 - $3,500

A Flexible Way to Borrow:

A line of credit is an open-end credit product that allows you to make draws, repay and redraw as needed, while a traditional installment loan is a lump sum of money that is usually repaid over a fixed loan term. A line of credit is a flexible way to borrow to ensure you have a safety net for any unexpected expenses.

  • With a Line of Credit by CBW Bank, you only pay charges on what you borrow.
  • You can request a draw at any time as long as you have available credit and your account is in good standing.
  • If you have an outstanding balance, you will need to make regular payments, and your due dates will generally align with your pay frequency.
  • The process to submit a request is simple, quick, and completely transparent, with clear repayment terms and no hidden charges.

Get started today!

Step 1: Submit your Request

Getting started is simple and only takes a few minutes to complete.

Step 2: Get Approved1

Request a credit limit, securely verify your details and review and sign your agreement.

Step 3: Request a Draw

If approved, and you request a draw, money can be deposited into your bank account as soon as the next business day3.

TransUnion Financial Literacy Center

Take a look at these TransUnion articles to get started on the path to improving your financial literacy.

See what people are saying about CreditFresh:

Why Choose a CreditFresh Line of Credit?

There When you Need it

If approved, you can access your available credit whenever the need arises. Simply request a draw and the funds will be in your account by the next business day3! As you pay down your balance, you can always request additional draws from your available credit. Never hesitate to call, as our dedicated Customer Service team is on standby to help you access the funds you need.

Your Payment Activity Will Be Reported to a Credit Bureau

You may be able to build your credit history and impact your credit score as your payment activity will be reported to TransUnion, one of the major credit bureaus2. By building your credit history, you may have other lending options available to you in the future.

Transparent, Easy-to-Understand Product

Navigating the ins and outs of a credit product can be a frustrating process if you encounter hidden fees and terms. With a CreditFresh Line of Credit, you can expect a fully transparent experience with clear repayment terms and a simple Billing Cycle Charge structure. No cash advance fees, late fees, early payment fees or annual fees!