Do you have money saved up to deal with an unplanned expense that needs to be taken care of right away? If not, a Line of Credit in New Jersey might be worth exploring!
With a Line of Credit through CreditFresh, you might be able to qualify for a loan online in New Jersey with a credit limit ranging between $500 and $5,000.
If you think that a New Jersey online loan could help you out and you want to submit a request for one, the process is simple! If the application you’ve submitted gets approved, you can feel safe with the knowledge that if something comes up, you’ll have the money you need to deal with it, as long as you have available credit. On top of this, the money you request can be in your bank account the same business day3!
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
Credit Limit: $500 to $5,000
Loan Type: Line of Credit
Minimum Payment: Billing Cycle Charge + Mandatory Principal Contribution
Funding Time: Same Business Day3
If you find yourself with an emergency expense to deal with and don’t have an emergency fund to give you a hand, it might be a good time to consider an online loan like a line of credit! They can help with things ranging from home repairs, car repairs, or medical emergencies.
If you’re looking to submit a request through CreditFresh, click here or call us at 1-800-766-2007 for more information.
$500 to $5,000.
You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing.
If you request a draw, funds may be deposited into your bank account the same business day3.
For each billing cycle, you will be charged a Billing Cycle Charge if you have an Outstanding Principal Balance.
For further details, visit the Cost of Credit page or your credit agreement.
If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle.
You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two components:
You can always make additional payments towards your Outstanding Principal Balance without prepayment penalties. You may log into your account to make a payment online using most debit or pre-paid cards.
For further details, visit the Cost of Credit page.
In order to qualify for an online loan through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
Yes, if you’re trying to qualify for this Line of Credit, it’s essential that you have an active bank account.
If you’d like to submit a request for this online loan, you won’t need to make an appointment. Getting started is straightforward and fast! Just click here and you can fill your application out in minutes1.
Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, North Carolina, Hawaii, Michigan, Texas, Georgia, Delaware, Arkansas, South Carolina, Louisiana, Oklahoma, Arizona, Florida, Indiana, Alaska, Kentucky, Ohio, Missouri, Utah, Nebraska, Washington, Kansas, Idaho, Tennessee, Mississippi, Montana, Wisconsin, and Wyoming in addition to New Jersey.
If you’re looking for some help or you need more information on requesting an online loan in New Jersey through CreditFresh, you can contact us. You can also find more information about this Line of Credit by visiting our general FAQs page.