CreditFresh Blog

The CreditFresh blog is a great resource for practical tips and information on how to keep up with your financial responsibilities and make sure you’re saving effectively!

Recent Posts

How is Your Credit Score Calculated by FICO and VantageScore, Anyway?

Published on Nov 8th, 2019 by CreditFresh

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Navigate your next credit report with ease by learning how FICO and VantageScore calculate your score. [...]

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6 Scary Facts about Credit and How to Protect Your Credit History

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Published on November 8th, 2019 by CreditFresh

These frightening facts about credit have real-life financial consequences scarier than any ghost story. Read them only if you dare! [...]

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How to Know the Difference Between Hard & Soft Credit Checks

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Published on October 25th, 2019 by CreditFresh

Part of managing your credit well is knowing how different credit checks may affect your score. [...]

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How Long Will a Bad Credit Entry Last on Your Report?

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Published on October 11th, 2019 by CreditFresh

Like finding a stain in an otherwise pristine piece of linen, seeing a derogatory mark on your credit report can be frustrating. [...]

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Why is Your Credit Utilization Ratio So Important?

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Published on October 11th, 2019 by CreditFresh

If you’re wondering what impacts your credit, your credit utilization ratio may hold some of the answers. [...]

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Why is Checking Credit Scores Important?

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Published on September 6th, 2019 by CreditFresh

If you think your credit report might contain bad news, do you check it? Or do you let it sit, out of sight and out of mind? [...]

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So Your Credit Card Application Was Rejected — What Now?

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Published on September 6th, 2019 by CreditFresh

There are more reasons than bad credit stopping you from getting a credit card. Find out what they are to figure out how you can move on from your rejection. [...]

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How Will Bad Credit Affect My Auto Insurance?

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Published on August 23rd, 2019 by CreditFresh

Learning how auto insurance scores affect the premiums you pay on car insurance may help you save money on car insurance. [...]

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What to Do When You Can't Pay All of Your Bills This Month

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Published on August 23rd, 2019 by CreditFresh

Did you know that 60% of Americans are anxious about bill payments and nearly half are late on paying them? [...]

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6 Tips for your First Big Job After Graduating College

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Published on August 9, 2019 by CreditFresh

You have your entire future in front of you. You may not stay in this role or with this company forever, but you can start setting yourself up for the best possible tomorrow and future financial success. [...]

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6 Financial Mistakes That We Might Learn from Our Parents

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Published on July 26, 2019 by CreditFresh

Did you know that only about half of surveyed parents in the Chase Slate 2018 Credit Outlook survey said they talk to their kids about money? [...]

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4 Costly Financial Emergencies and How to Survive Them

Dealing with financial emergencies

Published on July 12, 2019 by CreditFresh

Have you saved for a rainy day? How about for the rainy day where a piece of hail cracks your windshield? [...]

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How to Build Your Credit History in 5 Simple Steps

Published on July 12, 2019 by CreditFresh

Did you know that roughly 4 out of every 10 Americans don’t know what their credit score is? So if you’re not sure what your score is [...]

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The Pros and Cons of an Online Line of Credit

Published on June 18, 2019 by CreditFresh

Is an online line of credit too good to be true? An online line of credit allows you to apply for a line of credit from the comfort of your own home. [...]

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6 Things New Parents Do That Hurt Their Credit

Published on June 18, 2019 by CreditFresh

New parents may develop bad financial habits that hurt their credit. We examine 6 common things that new parents do to damage their credit, and how to avoid them. [...]

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A Line of Credit vs. a Loan: Which is Right For Me?

Published on March 26th, 2019 by CreditFresh

It’s true, emergencies don’t care about your savings or your credit score. We’re all vulnerable to medical bills, changes in employment, or car repairs [...]

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4 Myths About Online Loans

Published on April 25th, 2019 by CreditFresh

Where do myths come from? Most of the time, they begin with some misinformation or a misunderstanding, and can grow into a widespread misconception [...]

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How to Build Positive Credit History

Published on April 25th, 2019 by CreditFresh

Do you want to increase your credit score by 200 points in only 12 months? ... [...]

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How to Build a Positive Credit History AND Still Live Your Life

Published on April 24th, 2019 by CreditFresh

People may tell you that you control your credit score, but if you have a low score it can feel like it’s actually sometimes in control of you. [...]

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How to Build Credit History Without a Credit Card

Published on March 24th, 2019 by CreditFresh

Why does a lack of credit always have to feel like a lack of options? You want these struggles to end as soon as possible, as your damaged (or no) credit keeps [...]

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How to Maximize Your Personal Line of Credit

Published on March 24th, 2019 by CreditFresh

You’re considering getting a line of credit and you want to use it wisely. Perhaps you’ve heard that properly leveraging a revolving line of credit can actually help you build your credit[...]

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Line of Credit or Credit Card: Which is Right For Me?

Published on March 24th, 2019 by CreditFresh

These days, it can sometimes feel like there are too many options when you’re in need of financial help. Between credit cards, lines of credit, personal loans, home-equity loans, secured and unsecured loans [...]

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TransUnion Financial Literacy Center

Take a look at these TransUnion articles to get started on the path to improving your financial literacy.