Online Loans in Missouri

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Dealing with an emergency situation can be tough, but dealing with one when you don’t have the money saved up to take care of the expenses that come with it can be even tougher. If you run into a situation like this, an online loan in Missouri may be able to help you handle it! With a Line of Credit through CreditFresh, you may be able to qualify for an online loan between $500 to $3,500. While you might run into hidden terms and unexpected fees with some online loans in Missouri, the terms of this Line of Credit are transparent and straightforward.

One of the benefits of submitting a request for an online loan in Missouri through CreditFresh is that the process is quick and simple. If approved, you’ll be able to access funds when you need them, as long as you have available credit. Simply request a draw on your personal Line of Credit from your available credit and the funds may be in your bank account the same business day3!

Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.

Online Loan Summary

Credit Limit: $500 to $3,500

Loan Type: Line of Credit

Minimum Payment: Billing Cycle Charge + Mandatory Principal Contribution

Funding Time: Same Business Day3

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Benefits of Choosing Online Loans through CreditFresh in Missouri




Access Credit When You Need it
  • Have the financial flexibility to handle emergency expenses.
  • Have access to your available credit when you need it by requesting a draw online.
  • Funds may be in your bank account the same business day3.

Excellent Customer Service
  • Our committed Customer Service team is happy to help!
  • You can get in touch with us 7 days a week for any questions relating to loan products offered through the CreditFresh website.
  • We’re here to help you access the funds you need when an emergency strikes.


Transparent, Easy-to-Understand Terms
  • Clear repayment terms and no hidden charges.
  • A simple Billing Cycle Charge structure.
  • Have access to a secure online platform to review information regarding your account.

Online Loans in Missouri through CreditFresh – The Details

The process of dealing with an emergency situation that needs your immediate attention can be stressful, particularly when you don’t have money set aside to handle it. In a situation like this, an online loan in the form of a line of credit may be the safety net you need to tackle this expense! This emergency situation could come in the form of an unexpected auto repair, a medical expense, or an essential home repair that you couldn’t see coming.

If you’re looking to submit a request through CreditFresh, click here or call us at 1-800-766-2007 for more information.

Credit Limit

$500 to $3,500.

Making a Draw

You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3.

Repayment of Your Online Loan in Missouri

If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle.

You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.

Your Minimum Payment will be made up of two components:

  • Billing Cycle Charge: this will be calculated based on your Average Daily Principal Balance that appears on your periodic statement (see details below); and
  • A Mandatory Principal Contribution which helps ensure you are always paying down your Outstanding Principal Balance.

You can always make payments towards your Outstanding Principal Balance at any time without prepayment penalties.

The Cost of an Online Loan through CreditFresh in Missouri

For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement.

Billing Cycle Charge Table:

If the “Average Daily Principal Balance” appearing on your periodic statement is:

If you are paid weekly, bi-weekly or semi-monthly, your Billing Cycle Charge will be:

If you are paid monthly, your Billing Cycle Charge will be:

$0.01 - $9.99 $5.00 $10.00
$10.00 - $249.99 $15.00 $30.00
$250.00 - $499.99 $30.00 $60.00
$500.00 - $749.99 $40.00 $80.00
$750.00 - $999.99 $55.00 $110.00
$1,000.00 - $1,249.99 $70.00 $140.00
$1,250.00 - $1,499.99 $85.00 $170.00
$1,500.00 - $1,749.99 $95.00 $190.00
$1,750.00 - $1,999.99 $105.00 $210.00
$2,000.00 - $2,249.99 $115.00 $230.00
$2,250.00 - $2,499.99 $120.00 $240.00
$2,500.00 - $2,749.99 $135.00 $270.00
$2,750.00 - $2,999.99 $145.00 $290.00
$3,000.00 - $3,249.99 $160.00 $320.00
$3,250.00 - $3,500.00 $175.00 $350.00

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Frequently Asked Questions


What are the minimum requirements to qualify for an online loan in Missouri through CreditFresh?

In order to qualify for an online loan through CreditFresh, you must:

  • Be of legal age to contract in Missouri
  • Be a US citizen or a permanent resident
  • Be a resident of Missouri
  • Have an active bank account
  • Have a regular, consistent source of income
  • Have a valid contact number and an active email address

Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

Will I need a bank account to be approved for this online loan in Missouri?

Yes, you’ll need to have an active bank account in order to be approved for this online loan.

Will I need to make an appointment to submit a request for this online loan?

No, you will not need to make an appointment. To start this process, simply click here. Submitting a request is simple and may only take a few minutes to complete1.

For more information, feel free to give us a call at 1-800-766-2007 and a member of our Customer Service team will be pleased to help you.

Do you offer Lines of Credit in other states?

Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Delaware, Florida, Idaho, Indiana, Kansas, Kentucky, Michigan, Mississippi, Nebraska, Ohio, South Carolina, Tennessee, Texas, Utah, Washington, and Wisconsin in addition to Missouri.

How is a line of credit different than an installment loan?

There are a few differences between a line of credit and an installment loan, but one of the most important ones is that a line of credit is a revolving form of credit. What this means is that if you’re approved, you can draw any amount from your available credit, either in small amounts or all at once as needed. As you pay down your balance, you can continue to borrow money when you need it from your available credit, so long as your account is in good standing. Being able to request draws, repay and redraw as needed, may make emergency loans online useful when you’re faced with an unexpected expense.

We’re here to help!

Having to deal with a difficult financial situation can be tough, and if you want to borrow money online by requesting a loan, you’ll need to review all your options carefully. If you’re looking for more information on the process of requesting unsecured loans online in Missouri through CreditFresh, feel free to contact our Customer Service team at 1-800-766-2007. You can also find more information about this Line of Credit by visiting our general FAQs page.