Online Loans in Kansas

Get Started


Dealing with an unexpected emergency expense when you don’t have the money to handle it can be tricky. But, if you find yourself in this situation, an online loan in Kansas may be able to help! With a Line of Credit through CreditFresh, you may be able to qualify for an online loan between $500 to $5,000. While online loans in Kansas may come with unexpected fees and terms, the terms of a Line of Credit through CreditFresh are transparent and straightforward.

If you’re looking to submit a request for Kansas online loans through CreditFresh, you’ll be happy to know that the process is fast and easy. If approved, you’ll be able to access funds when you need them, so long as your account is in good standing and you have available credit. Simply request a draw on your personal Line of Credit from your available credit and the funds may be in your account the same business day3!

Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.

Online Loan Summary

Credit Limit: $500 to $5,000

Loan Type: Line of Credit

Minimum Payment: Billing Cycle Charge + Mandatory Principal Contribution

Funding Time: Same Business Day3

Get Started


Benefits of Choosing Online Loans through CreditFresh in Kansas




Access Credit When You Need It
  • Have the financial flexibility to handle emergency expenses.
  • Have access to your available credit when you need it by requesting a draw online.
  • Funds may be in your bank account the same business day3.

Excellent Customer Service
  • Our dedicated Customer Service team is here to help!
  • You can reach us 7 days a week for any questions relating to loan products offered through the CreditFresh website.
  • We’re here to help you access the funds you need when an emergency strikes.


Transparent, Easy-to-Understand Product
  • Straightforward repayment terms without hidden charges.
  • A simple Billing Cycle Charge structure.
  • Have access to a secure online platform to review information regarding your account.

Online Loans in Kansas through CreditFresh – The Details

If you’ve run into an emergency and you don’t have the funds at your disposal to take care of the cost, an online loan in the form of a line of credit could provide you with the safety net to help you through it! A situation where you need short term online loans in an emergency might come up if you have to make an unplanned trip to the hospital, if your car breaks down and you need to deal with it right away, or if you need to make an unexpected but essential home repair.

If you’re looking to get a loan online in Kansas, click here to submit a request or call us at 1-800-766-2007 for more information.

Credit Limit

$500 to $5,000.

Making a Draw

You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3.

Repayment of Your Online Loan in Kansas

If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle.

You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.

Your Minimum Payment will be made up of two components:

  • Billing Cycle Charge: this will be calculated based on your Average Daily Principal Balance that appears on your periodic statement; and
  • A Mandatory Principal Contribution which helps ensure you are always paying down your Outstanding Principal Balance.

You can always make payments towards your Outstanding Principal Balance at any time without prepayment penalties. You may log into your account to make a payment online using a debit or pre-paid card or call 1-800-766-2007 to set up a payment.

The Cost of an Online Loan through CreditFresh in Kansas

For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you are always paying down your balance.

For further details, visit the Cost of Credit page.

Here’s what customers are saying

Get Started

Frequently Asked Questions


What are the minimum requirements to qualify for an online loan in Kansas through CreditFresh?

In order to qualify for an online loan through CreditFresh, you must:

  • Be of legal age to contract in Kansas
  • Be a US citizen or a permanent resident
  • Be a resident of Kansas
  • Have an active bank account
  • Have a regular, consistent source of income
  • Have a valid contact number and an active email address

Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

Will I need a bank account to be approved for this online loan in Kansas?

Yes, you’ll need to have an active bank account if you’re looking to be approved for this online loan in Kansas.

Will I need to make an appointment to submit a request for this online loan?

You will not need an appointment to submit a request. To start this process, simply click here. Submitting a request is simple and may only take a few minutes to complete1.

For more information, feel free to give us a call at 1-800-766-2007 and a member of our Customer Service team will be pleased to help you.

Are online loans offered through CreditFresh in other states?

Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Arkansas, Delaware, Florida, Idaho, Indiana, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, Ohio, South Carolina, Tennessee, Texas, Utah, Washington, and Wisconsin in addition to Kansas.

How is a line of credit different than an installment loan?

if you’re approved, you’ll be able to borrow funds from your available credit, either all at once or in smaller amounts as needed. As you pay down your balance, you can continue to borrow money when you need it from your available credit, so long as your account is in good standing. Emergency loans online can be a useful option when you’re facing an unexpected expense and don’t have the savings to deal with it.

We’re here to help!

It can be tough to handle an unexpected financial situation, and if you want to borrow money online by requesting a loan, you’ll need to consider your options carefully. If you’re looking for more information on the process of requesting unsecured loans online through CreditFresh, feel free to contact our Customer Service team at 1-800-766-2007. You can also find more information about this Line of Credit by visiting our general FAQs page.