| Credit Limit: | $500 to $5,000 |
| Loan Type: | Line of Credit |
| Minimum Payment: | Billing Cycle Charge + Mandatory Principal Contribution |
| Funding Time: | Same Business Day3 |
When life throws you an unexpected bill, having access to funds can make a difference. If you’re searching for online loans in Texas, a Line of Credit through CreditFresh could help manage emergency expenses. You may be eligible to request a personal Line of Credit between $500 and $5,000 through CreditFresh.
Submitting a request is fast and fully online. Once approved, you can request funds as needed. You may even receive your funds as soon as the same business day3.
A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
If you face an emergency expense – like an unexpected home repair – and you don’t have the money set aside to help you deal with it, an online loan in the form of a line of credit may be the safety net you need to tackle this expense!
If you’re looking to submit a request through CreditFresh, click here to submit a request or call us at 1-800-766-2007 for more information.
| Credit Limit | $500 to $5,000 |
|---|---|
| Making a Draw | You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
| Credit Limit |
|---|
| $500 to $5,000 |
| Making a Draw |
| You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
Managing your repayment responsibly is one of the steps you can take to build better financial habits. If you're using a personal Line of Credit through CreditFresh, understanding how repayment works is key to staying on track.
If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle. You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two components:
You can make additional payments to pay down your balance faster without prepayment penalties. You may log into your account to make a payment online using a debit or pre-paid card or call 1-800-766-2007 to set up a payment.
For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you are always paying down your balance.
For more information, visit the Cost of Credit page.
In order to qualify for an online loan through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
You will not need an appointment to submit a request. The entire online application process can be completed from the comfort of your home; no in-person visit required.
To start this process of applying for an online loan, simply click here. Submitting a request is simple and may take only minutes to complete1.
Whether you're exploring online loans in Texas for the first time or have questions about your personal Line of Credit, our Customer Service team is here to help. For more information, feel free to give us a call at 1-800-766-2007 and a member of our Customer Service team will be pleased to help you.
Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Utah, West Virginia, Wisconsin, and Wyoming in addition to Texas.
A line of credit differs from an installment loan in that it’s a revolving form of credit. This means, if you’re approved, you can draw any amount from your available credit, either in small amounts or all at once as needed. As you pay down your balance, you can continue to borrow money when you need it from your available credit, so long as your account is in good standing. Being able to request draws, repay and redraw as needed may make emergency loans online useful when you’re faced with an unexpected expense.
Unlike an installment loan or other fixed-term loan options, a line of credit is a revolving form of credit, which means you can draw, repay, and redraw funds as needed, up to your available limit.
A line of credit through CreditFresh offers a financial safety net to tackle unexpected expenses that may come your way. Key features and benefits include:
If you’re searching for guidance or information on the process of requesting an online loan in Texas through CreditFresh, feel free to contact our Customer Service team at 1-800-766-2007. You can also find more information about this Line of Credit by visiting our general FAQs page.
