Have you ever been face to face with an unplanned but essential expense and not had the money to deal with it? Well, if you answered yes, then you might want to look into a line of credit in North Carolina!
With a Line of Credit through CreditFresh, you may be able to qualify for an online loan with a credit limit between the range of $500 to $5,000.
With a Line of Credit through CreditFresh, the application process is convenient and can be completed online in minutes.
If your application for a North Carolina online loan is approved, you will have the flexibility to draw funds from your available credit. On top of this, the money you request can be in your bank account the same business day3!
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
Credit Limit: $500 to $5,000
Loan Type: Line of Credit
Minimum Payment: Billing Cycle Charge + Mandatory Principal Contribution
Funding Time: Same Business Day3
If you’re ever in the midst of facing down an unexpected expense and you need a little financial help to deal with it, an online loan in the form of a line of credit could be a useful tool to consider! This could be for things like medical emergencies, essential car repairs, or home repairs.
If you’re looking to submit a request through CreditFresh, click here or call us at 1-800-766-2007 for more information.
You have the option to withdraw available funds
all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3.
For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance.
For further details, visit the Cost of Credit page or your credit agreement.
If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle.
You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two components:
You can always make additional payments towards your Outstanding Principal Balance without prepayment penalties. You may log into your account to make a payment online using most debit or pre-paid cards.
For further details, visit the Cost of Credit page.
In order to qualify for an online loan through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
Yes, if you want to be able to qualify, you’ll need to ensure that you have an active bank account.
If you’d like to submit a request for this online loan, there’ll be no need to make an appointment. Getting started is easy! Just click here and you can fill your application out in minutes1.
Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Texas, Alabama, Michigan, Hawaii, South Carolina, Delaware, Arkansas, Oklahoma, Louisiana, Arizona, Indiana, Florida, Kentucky, Alaska, Missouri, Ohio, Nebraska, Utah, Kansas, Washington, Tennessee, Idaho, mississippi and Wisconsin in addition to North Carolina.
If you’re looking for some help or you need more information on anything to do with the process of requesting an online loan in North Carolina through CreditFresh, visit our general FAQs page. For any other questions, feel free to contact us.