Online Loans in Montana

Do you have any money saved up for unexpected expenses that pop up suddenly? If not, it might be a good idea to check out a Line of Credit in Montana!

Applying for an Online Loan in Montana

Within the United States, Montana holds its own charm and uniqueness. Known for its stunning landscapes, outdoor adventures, cowboy culture, and rich history, Montana offers a diverse and vibrant experience for residents and visitors alike.

Living costs in Montana can vary depending on the area. Whether you're in a bustling city like Billings or whether you enjoy the tranquility of rural communities, being financially prepared for unexpected expenses is crucial.

From unexpected car repairs to sudden medical expenses or home emergencies, having a safety net of savings can make navigating these situations much easier. If you find yourself short on funds when these challenges arise, you can explore online loans in Montana. They could give you the financial boost you need.

How it Works

With a Line of Credit through CreditFresh, you could qualify for an online loan in Montana ranging from $500 to $5,000.

If you think an online loan in Montana could help you out, applying is easy! If you’re approved, you'll have peace of mind knowing you have access to the money you need for unexpected expenses. On top of this, the money you request can be in your bank account on the same business day3.

Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.

Online Loan Summary

Credit Limit: $500 to $5,000

Loan Type: Line of Credit

Minimum Payment: Billing Cycle Charge + Mandatory Principal Contribution

Funding Time: Same Business Day3

Why Choose Online Loans through CreditFresh?


Access Credit When You Need It
  • Stay financially flexible to handle unexpected emergencies.
  • Have funds at the ready for when you need them.
  • You could get funds as soon as the same business day3.


Excellent Customer Service
  • Need a hand? Our Customer Service team is always happy to help out whenever they can!
  • We're around every day of the week to answer any questions you have about the loan products offered through the CreditFresh website.


Fully Online Experience
  • If you're looking to apply for this Line of Credit online, you can do this from wherever you have internet access.
  • It’s easy to request draws, make payments, and access important Line of Credit information all from your secure online account.

Online Loans in Montana through CreditFresh: The Details

If you're hit with an unexpected expense and don't have savings to fall back on, it might be a good idea to look into an online loan, like a line of credit! This can help cover things like home repairs, car fixes, or medical emergencies.

If you’re looking to submit a request through CreditFresh, click here or call us at 1-800-766-2007 for more information.

Credit Limit

$500 to $5,000.

Making a Draw

You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, as needed, so long as your account is in good standing.

If you request a draw, funds may be deposited into your bank account the same business day3.


For each billing cycle, you will be charged a Billing Cycle Charge if you have an Outstanding Principal Balance.

For further details, visit the Cost of Credit page or your credit agreement.

Repayment of Your Online Loan in Montana

If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle.

You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.

Your Minimum Payment will be made up of two components:

  • Billing Cycle Charge: this will be calculated based on your Average Daily Principal Balance that appears on your periodic statement; and
  • A Mandatory Principal Contribution: this helps ensure you are always paying down your Outstanding Principal Balance.

You can always make additional payments towards your Outstanding Principal Balance without prepayment penalties. You may log into your account to make a payment online using most debit or pre-paid cards.

For further details, visit the Cost of Credit page.

Here’s what customers are saying

Frequently Asked Questions about the Online Line of Credit in Montana

In order to qualify for an online loan through CreditFresh, you must:

  • Be of legal age to contract in Montana
  • Be a US citizen or a permanent resident
  • Be a resident of Montana
  • Have an active bank account
  • Have a regular, consistent source of income
  • Have a valid contact number and an active email address

Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.

Yes! To qualify for this Line of Credit, it's important to have an active bank account.

If you want to apply for this online loan, there's no need to schedule an appointment. Getting started is quick and simple! Just click here to fill out your application in minutes1.

Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming in addition to Montana.

We’re here to help!

If you need a hand or want more info on submitting an application for an online loan in Montana through CreditFresh, all you need to do is reach out! You can also check out more about this Line of Credit on our general FAQs page.