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Brittney Castro is a certified financial planner (CFP) and financial expert specializing in financial literacy and empowerment. Based in Los Angeles, she has extensive experience as an entrepreneur, speaker, and media personality, with a focus on helping women and millennials understand and manage their finances.

Career highlights

• Financially Wise Inc.: Castro founded this Los Angeles-based financial planning firm with the mission of teaching individuals and couples how to manage their money in a fun and simple way. She has since sold the practice to focus on other ventures.
• Media expert: She is a go-to financial expert for numerous media outlets, including CNN, CNBC, The Wall Street Journal, and The New York Times. She has also served as the in-house CFP for Mint and as a Chase Financial Education Ambassador.
• Speaking and partnerships: As a leading speaker, host, and brand ambassador, Castro has worked with major companies like CNBC, E*Trade, and Airbnb to promote financial literacy.
• Author and content creator: She is a contributor to publications like Entrepreneur and creates financial education content for her website and social media channels.
• Awards and recognition: Her work has been recognized by InvestmentNews, which named her one of "40 Under 40" in 2020 and one of 22 "Women to Watch" in 2018. She was also ranked on Investopedia's Top Influential Financial Advisors list.

Qualifications and background

• Certifications: Castro holds multiple financial certifications, including Certified Financial Planner™ (CFP®), Chartered Retirement Planning Counselor (CRPC®), and Accredited Asset Management Specialist (AAMS®).
• Education: She graduated from the University of California, Santa Barbara, with a degree in Business Economics.
• Advocacy: She is a CFP® Pro spokeswoman, working with the CFP Board to educate women and minorities about careers in financial planning.

Hanna Horvath, CFP, is a financial journalist and behavioral money expert with over 9 years of experience examining the psychology behind financial decision-making. She has served as a Managing Editor at Bankrate, where she edited banking, credit, investing, and personal finance content. Her work bridges behavioral economics research with practical money management, translating complex money psychology into accessible insights.

Her expertise lies at the intersection of journalism, psychology, and personal finance. Rather than prescribing one-size-fits-all financial solutions, she helps people identify the cognitive biases, emotional triggers, and unconscious scripts that drive their money behaviors. This approach has resonated with thousands of readers through her newsletter, Your Brain on Money, and social media platforms where she reaches over 50,000 followers.

Hanna's work has appeared in Wall Street Journal, Business Insider, USA Today, and more. She holds a bachelor's degree in journalism from Syracuse University. Based in New York City, she continues to explore how understanding our psychological vulnerabilities around money can empower better financial decisions in an increasingly complex economic landscape.

Joseph Hostetler is a freelance contributor to CreditFresh. He is a Certified Educator in Personal Finance (CEPF) and a travel rewards expert who has written professionally about credit cards and card loyalty programs since 2016. After five years as an associate editor at Million Mile Secrets and The Points Guy, Joseph transitioned to the Business Insider as a staff credit cards writer.

Marci Grossman is a second generation C.P.A. with over 3 decades of experience in public, private, and non-profit accounting. As a financial literacy educator, speaker, author, and podcaster she works toward helping people on their path toward financial literacy by educating them on common financial topics.