Checking your eligibility has no impact on your credit score4.
Checking your eligibility has no impact on your credit score4.
Here’s a simple example of how a person in Virginia could use a FreshLine Line of Credit. This is Maria’s story.
Maria runs into some car trouble so she applies for a Line of Credit through CreditFresh.
She's approved for $8,000 but requests only what she needs: $5,500 for the car repair.
Maria feels relieved knowing that with this Line of Credit, she'll only pay for the amount of money she requests3.
The FreshLine Line of Credit is provided by Column N.A., a nationally chartered bank, and serviced by CreditFresh.
CreditFresh is a trusted service provider having serviced over 600,000 Lines of Credit, helping people move forward.
From Virginia Beach to Richmond to Norfolk, unexpected costs can come up anywhere. When they do, you don't have to handle them on your own. If your savings won't cover everything, a Line of Credit through CreditFresh may give you short-term help when you need it.
A Line of Credit through CreditFresh lets you borrow up to your approved limit, repay, and redraw as needed5.
If approved, you could get money as soon as the same business day2.
APRs range from 35% to 98%. See examples below to understand how your costs could work3.
Even with less-than-perfect credit you may still qualify for a Line of Credit.
FreshLine Line of Credit provided by Column N.A.
Includes Mandatory Principal Contribution and Interest Charges. APRs range between 35%-98%. When you request a draw, a 10% Cash Advance Fee is deducted from the money that is sent to you.
Disclaimer: These examples are for illustrative and general information purposes only. The actual Minimum Payment(s) due on your Line of Credit may vary based on individual circumstances and will depend on your individual account activity. You will receive a notice explaining how your credit profile may impact the cost of your Line of Credit.
If you can make more than only your Minimum Payment in a Billing Cycle, any extra amount may go towards paying off your principal balance. Over time, this can lower your Interest Charges and lower the total amount you end up paying.
To qualify for this Line of Credit, you need to:
Please note that currently, no credit products offered through CreditFresh have rates that would meet the requirements applicable to lending to covered members of the US Armed Forces and their dependents.
Checking your eligibility has no impact on your credit score4.
With just a few simple clicks, you could get the money you need.
Fill out some information to check your eligibility in minutes.
Find out if you're approved quickly1.
If approved, you can get money as soon as the same business day2.
Looking at CreditFresh survey data, here are some of the things that customers who responded to our surveys liked the most about CreditFresh.
Based on aggregated customer survey responses collected by CreditFresh. Results are for general informational purposes only, and may not reflect all customers.
Our bank partners consider the bigger picture, not just your credit score. Even those with less-than-perfect credit may still qualify.
No, checking eligibility will not impact your credit score with the major credit bureaus. If your application for credit is approved, your account activity may be reported to TransUnion.
Protecting your information is a top priority. We work with trusted third-party providers like Flinks and DecisionLogic that use bank-level encryption and strict security standards.
This allows us to review your application securely while ensuring your information is private and protected.
If you request a draw before your Bank Lending Partner's funding cut-off time, funds are typically deposited as soon as the same business day. Otherwise, they're generally deposited the next business day, depending on your financial institution.
If approved, your credit limit in Virginia may range between $500 and $15,000. You can request only the amount you need, up to your available credit limit.
