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Requests for credit submitted on this website may be originated by one of several Bank Lending Partners, including: CBW Bank, Member FDIC and First Electronic Bank, Member FDIC.

Our Bank Lending Partners reserve the right to assess your creditworthiness and ability to pay periodically, which may impact how you use your Line of Credit.

A Line of Credit through CreditFresh is an expensive form of credit and should not be used as a long-term financial solution.

1 Not all requests are approved; duration of approval process may vary. Credit limits may vary and are subject to verification criteria.

2 The exact impact of payment(s) and/or account activity on your Line of Credit through CreditFresh to your credit score is unknown as your credit score is influenced by numerous contributing factors.

3 If approved, any requested funds will typically be deposited into your bank account the same business day; timing of funding may vary. The date and time the funds are made available to you by your bank are subject to your bank’s policies. For specific funding cut-off times, click here.

4 If you have an upcoming due date and would like to set up an Automated Clearing House (ACH) payment, your request must be received by 6:00 PM ET one (1) business day before your due date. Processing of payments are subject to your bank’s policies.

5 As you move through your credit journey, your account may become eligible for reduced billing cycle charges and/or increased credit limits based on a good payment history over time. You will receive notices, as applicable, regarding your individual circumstances and eligibility. Eligibility varies by state.

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