| Credit Limit: | $500 to $5,000 |
| Loan Type: | Line of Credit |
| Minimum Payment: | Billing Cycle Charge + Mandatory Principal Contribution |
| Funding Time: | Same Business Day3 |
Life doesn’t always go according to plan, whether it’s an unexpected car or home repair, or a medical expense that just can’t wait. When your savings won’t quite cover it, it can be stressful trying to make ends meet. A Line of Credit through CreditFresh could help bridge the gap when you need extra funds. If approved, you could get access to the money you need as soon as the same business day³.
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
A line of credit gives you ongoing access to funds up to your approved credit limit, offering flexibility that a traditional installment loan may not. With an installment loan, you borrow a set amount and repay it over a fixed schedule. A line of credit, however, lets you borrow as much or as little as you need, up to your available credit limit.
As you pay down your balance, that credit becomes available again, allowing you to borrow on a revolving basis. This flexibility means you can draw funds when you need them in emergencies.
From Las Vegas to Reno to Henderson, unexpected costs can come out of nowhere. When that happens, you don’t have to face them alone. If your savings won’t cover everything, a line of credit might provide the short-term help you need.
Through CreditFresh, you can request an online Line of Credit in Nevada with a credit limit from $500 up to $5,000. If approved, you can borrow from your available credit and could see the money in your account as soon as the same business day³.
You can get started online by clicking here.
| Credit Limit | $500 to $5,000 |
|---|---|
| Making a Draw | You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
| Credit Limit |
|---|
| $500 to $5,000 |
| Making a Draw |
| You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
Repaying your online loan in Nevada is one of the steps you can take to build better financial habits. If you're using a personal Line of Credit through CreditFresh, understanding how repayment works is key to staying on track.
If you have an outstanding balance – meaning the amount you currently have outstanding on your Line of Credit – you’ll need to make a Minimum Payment for each Billing Cycle. You’ll be given a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will show important information like your Minimum Payment and your Payment Due Date.
You can always make payments towards your Outstanding Principal Balance at any time without prepayment penalties. You may log into your account to make a payment online using a debit or pre-paid card or call 1-800-766-2007 to set up a payment.
Your Minimum Payment will be made up of two parts:
If you make more than your Minimum Payments, you may reduce the total charges you pay. Try to make extra payments— or pay the full balance when you can. There’s no penalty to pay more, and you can make extra payments online. You can log into your account to make payments online using most debit or pre-paid cards, or by calling us at 1-800-766-2007 to set up payments.
For each billing cycle, you’ll only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you’re always paying down your balance.
For further details, visit the Cost of Credit page.
To qualify for an online loan through CreditFresh, you need to:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
No appointment is required. You can start your application online by clicking here. It’s quick, convenient, and usually only takes minutes¹.
If you have any questions, give us a call at 1-800-766-2007 and our Customer Service team will be happy to help.
Yes, right now, online loans are offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming on top of Nevada.
Yes! Along with offering access to online loans in Nevada, CreditFresh also provides helpful financial tips through the Money 101 section. You can explore articles about budgeting, saving, managing unexpected expenses, and more.
While we don’t provide financial advice, Money 101 offers basic financial tips.
If you’d like to learn more about how online loans in Nevada through CreditFresh work or need assistance with your application, our team is ready to help. You can also visit our general FAQs page to find more information about this Line of Credit.
