| Credit Limit: | $500 to $5,000 |
| Loan Type: | Line of Credit |
| Minimum Payment: | Billing Cycle Charge + Mandatory Principal Contribution |
| Funding Time: | Same Business Day3 |
Car repairs, medical expenses, or home fixes can pop up out of nowhere. When money is already tight and savings aren’t enough, it can be tough to keep up. A Line of Credit through CreditFresh could give you some extra help to get through a hard time.
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
Whether you live in Manchester, Nashua, or Concord, surprise expenses can throw off your plans fast. If you don’t have enough set aside in savings, a line of credit could help cover the gap.
With CreditFresh, you could request an online Line of Credit in New Hampshire from $500 up to $5,000. If you’re approved, you can borrow from your available credit – the amount available for you to request – and you could get the money in your bank account as soon as the same business day3.
You can start online by clicking here, or call us at 1-800-766-2007 if you’d like to speak with someone first.
| Credit Limit | $500 to $5,000 |
|---|---|
| Making a Draw | You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
| Credit Limit |
|---|
| $500 to $5,000 |
| Making a Draw |
| You have the option to withdraw available funds all at once, or in smaller amounts from your available credit, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
Repaying your online loan in New Hampshire on time is one of the steps you can take to build better financial habits. If you're using a personal Line of Credit through CreditFresh, understanding how repayment works is key to staying on track.
If you have an outstanding balance – meaning the amount you currently have outstanding on your Line of Credit – you’ll need to make a Minimum Payment for each Billing Cycle. You’ll be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will show important information like your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two parts:
You can make additional payments to pay down your balance faster without any penalties, to help reduce the overall charges you pay.
You can also pay the full balance when you can. You can log into your account to make payments online using most debit or pre-paid cards, or by calling us at 1-800-766-2007 to set up payments.
For each billing cycle, you’ll only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you’re always paying down your balance.
For further details, visit the Cost of Credit page.
In order to qualify for an online loan through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
Yes, you’ll need an active bank account to be approved for this online loan.
No appointment needed. Just click here to begin your application. It’s quick, simple, and usually only takes minutes1.
If you need more information, you can call us at 1-800-766-2007 and our Customer Service team will be glad to help.
Yes, right now, online loans are offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming on top of New Hampshire.
A line of credit works differently than an installment loan, and it’s good to know the basics as you consider your options.
With an installment loan, you borrow a fixed amount and pay it back in set payments over time. With a Line of Credit, you can request draws up to your available credit limit if approved, whether that’s a small draw when you need it or a larger amount at once.
As you make payments towards the principal balance, additional credit becomes available, so you can borrow again on a revolving basis, as long as your account stays in good standing. That flexibility can really help when surprise costs come up.
Yes. Besides offering access to online loans in New Hampshire, we also share useful info to help you stay on top of your finances.
In the CreditFresh Money 101 section, you’ll find tips on things like saving, budgeting, and managing unexpected expenses.
We don’t offer financial advice, but the Money 101 section is a handy place to pick up some basic money tips.
If you’ve got questions about requesting an online loan in New Hampshire through CreditFresh, or need help with something related to your account, we’re here for you. You can also check out our general FAQs page for more details about this Line of Credit.
