What You Need to Know about Your Credit Score and Identity Theft
If identity thieves find your personal information, they may take your credit score for a ride — which may make it harder to get a line of credit in an emergency.
....How to Know the Difference Between Hard & Soft Credit Checks
Part of managing your credit well is knowing how different credit checks may affect your score.
....Differences Between Prepaid Cards, Debit Cards, and Credit Cards
Are you wondering what type of bank cards you should be using? We go over the important differences between prepaid cards, debit cards, and credit cards.
....How is Your Credit Score Calculated by FICO and VantageScore, Anyway?
Navigate your next credit report with ease by learning how FICO and VantageScore calculate your score.
....How Long Does Bad Credit Last?
How long does bad credit last? Learn the answer to that question and what you can do to potentially impact your credit history.
....Why is Your Credit Utilization Ratio So Important?
If you’re wondering what impacts your credit, your credit utilization ratio may hold some of the answers.
....How to Build Your Credit History in 5 Simple Steps
Did you know that roughly 4 out of every 10 Americans don’t know how their credit score is determined?
....5 Little-Known Ways Bad Credit May Affect Your Life
The fallout of bad credit can extend beyond your finances. From keeping the lights on to making a phone call — it may complicate a lot of things in life.
....So Your Credit Card Application Was Rejected — What Now?
There are more reasons than bad credit stopping you from getting a credit card. Find out what they are to figure out how you can move on from your rejection.
....Protecting Your Child’s Identity
CreditFresh explains how children may be victims of identity theft.
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