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Fresh Start

CreditFresh wants to be a partner on your financial journey. Falling behind on your finances can feel overwhelming. Often people don’t know where to start - but there is hope. Our mission is to provide you with information that can help you on your financial journey. A Fresh Start for your finances begins here.

Tax Season

Two people looking at tips on how to prepare for tax season on their computer.

Featured  4 min read

How to Prepare for Tax Season Like a Pro: 6 Tips

The 2025 tax filing deadline is April 15. If you’re curious how to prepare for tax season like a champ, we’ve got a handful of simple strategies to help you avoid common missteps.

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Find Financial Assistance and Savings Near You

SpringFour connects you with local resources to guide you through managing your finances.

parents holiday shopping with their child

New!  4 min read

Enjoying the Holidays While Making Them Affordable

Many of us look forward all year to the holiday season. Others of us dread the financial aftermath, even before we start the spending frenzy. Unexpected holiday expenses can add up quickly. It doesn’t have to be that way. We get to make choices as to how we want to celebrate, and how we want […]

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man wearing blue sweater with reindeer pattern and holding cardboard box with red ribbon and twine

4 min read

How to Protect Your Credit During the Holiday Spending Season

Overspending during the holidays isn’t a foregone conclusion. Stick with a holiday budget to protect your wallet. Read on for more tips like this!

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Budgeting

Lowering your utility bills to fight inflation

5 min read

Lowering Your Utility Bills to Help Fight Inflation

It’s no secret—things are more expensive these days. From groceries to gas, inflation is putting pressure on everyone’s wallet.

Person holding key with house keychain on it

4 min read

How to Deal with Rising Rent Costs

Let’s be real: if you feel like your rent is too high, you’re definitely not alone. It’s getting harder and harder for people across the U.S. to keep up with high rent.

Two people shopping for groceries

5 min read

How to Build a Grocery Budget to Tackle Grocery Inflation

CreditFresh explores how you can fight back against food inflation and keep your grocery store bill from getting out of hand.

Tips for better budgeting

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Impacting Credit History

man wearing blue sweater with reindeer pattern and holding cardboard box with red ribbon and twine

4 min read

How to Protect Your Credit During the Holiday Spending Season

Overspending during the holidays isn’t a foregone conclusion. Stick with a holiday budget to protect your wallet. Read on for more tips like this!

Person researching revolving credit online

5 min read

What is Revolving Credit?

Have you ever heard the term “revolving credit” and been confused? We break down some of the key features of this important financial concept!

How Long Will a Bad Credit Entry Last on Your Report?

5 min read

How Long Will a Bad Credit Entry Last on Your Report?

Like finding a stain in an otherwise pristine piece of linen, seeing a derogatory mark on your credit report can be frustrating.

How is my credit score impacted?

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Understanding Personal Loans

Parents playing with their two children

4 min read

6 Budgeting Tips for Parents

If you didn’t know that kids were going to be expensive, then you weren’t paying attention. Kids need stuff, kids want stuff, and the internet makes it too easy to see what other people have. But much of what kids think they need ends up being used only a few times before it is put […]

Person researching installment loans online on their computer.

4 min read

4 Potential Benefits of Installment Loans Online

Looking for a loan to help handle an emergency expense? Learn more about how installment loans online may be able to help!

4 Tips to Help you Calculate the Cost of Borrowing Money

4 min read

4 Tips to Help you Calculate the Cost of Borrowing Money

Understanding the cost of borrowing money goes beyond just knowing the interest rate of a loan. Learn more on what to consider when calculating the cost of a loan!

What is a personal loan?

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Saving Money

parents holiday shopping with their child

4 min read

Enjoying the Holidays While Making Them Affordable

Many of us look forward all year to the holiday season. Others of us dread the financial aftermath, even before we start the spending frenzy. Unexpected holiday expenses can add up quickly. It doesn’t have to be that way. We get to make choices as to how we want to celebrate, and how we want […]

two people looking at a piece of paper smiling

4 min read

Find the Hidden Savings in Your Daily Routine

In this article: Cut out subscriptions Shop in your pantry first Take advantage of sales Don’t waste leftovers Plan ahead - time vs. money No matter your financial situation, no one ever wants to spend more money than they need to. It's your responsibility to make sure you're aware of the money that leaks away […]

Lady and daughter grocery shopping.

4 min read

Getting a Handle on Grocery Shopping

We all want to feed our families healthy food in a way that is affordable and convenient. The challenge is managing your grocery budget when food prices are continually increasing because of food inflation.

Tips for saving money

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