CreditFresh Blog

The CreditFresh blog is a great resource for practical tips and information on how to keep up with your financial responsibilities and make sure you’re saving effectively!

How is Your Credit Score Calculated by FICO and VantageScore, Anyway?

May 5, 2022

How is Your Credit Score Calculated by FICO and VantageScore, Anyway?

Navigate your next credit report with ease by learning how FICO and VantageScore calculate your score.

Person researching ways to stay financially responsible

April 28, 2022

5 Tips to Help You Stay Financially Responsible

Looking to stay financially responsible but don’t know what steps to take? Take a look at this article for 5 tips on how to do just that!

Savings tracker for a financial plan.

April 21, 2022

How to Put Together a Financial Plan

Are you looking to accomplish some long-term financial goals? If so, you’ll need a plan. Here are some tips on how to put together a financial plan!

Person researching revolving credit online

April 15, 2022

What is Revolving Credit?

Have you ever heard the term “revolving credit” and been confused? We break down some of the key features of this important financial concept!

person pointing at ipad with phone next to them

April 8, 2022

Differences Between a Secured and Unsecured Line of Credit

Wondering what the similarities and differences are between a secured and unsecured line of credit? We break them both down and go over the advantages of each one.

Person managing their loan payment

April 1, 2022

How to Manage Loan Payments

Learn more about managing your loan payments, what to do if you’re going to miss a loan payment, and what to do moving forward!

Person looking at their watch.

March 25, 2022

How Long Does Bad Credit Last?

How long does bad credit last? Learn the answer to that question and what you can do to potentially impact your credit history.

Calculator, credit card, phone, and pen on blue table.

March 21, 2022

A Beginner’s Guide to Budgeting

Learn more about budget percentages, family budgeting, zero based budgeting, and calendar budgeting in this budgeting guide for beginners!

Why is Your Credit Utilization Ratio So Important?

March 17, 2022

Why is Your Credit Utilization Ratio So Important?

If you’re wondering what impacts your credit, your credit utilization ratio may hold some of the answers.

Person looking at a personal line of credit on their computer

March 11, 2022

What Effects Can a Personal Line of Credit Have on Your Credit Score?

Learn more about how a personal line of credit may impact your credit score.